Other Services

Internet Banking:
With Online, you can access your accounts 7 days a week, 24 hours a day from anywhere in the world! All you need is a computer with Internet access and a secure web browser such as Netscape Communicator and Microsoft Internet Explorer.

FEATURES

• Real-time account information
• Online transfer ability
• Integration with personal financial management software such as Quicken 2004 and Microsoft Money

Debit Card

• Free Debit Card
• Free unlimited usage of Farmers and Merchants Bank ATM’s
• Daily purchase limit $750 (Personal debit card) / $1000 (Business debit card)
• Daily withdrawal limit $500

Make shopping easier with Farmers & Merchants Bank’s debit card. The VISA CheckCard looks a credit card but works like a check. You can use it to make purchases at any merchant that accepts Visa. When you make a purchase with your Visa CheckCard, the amount of the purchase will automatically be deducted from you Farmers and Merchants Bank checking account. You will see all account activity on your monthly statement-and there are no fees or finance charges when you use your Visa Check Card.

Get Access to Cash
You can use your Visa Check Card to make cash withdrawals at ATMs. With the Visa CheckCard you can make purchases from merchants that do not accept checks such as gas stations. Just present your Visa CheckCard and then sign the receipt or enter you Personal Identification Number to finalize your purchase-it’s that easy! To find out more about the Farmers and Merchants Bank Visa CheckCard call or visit us.

MERCHANTS SERVICES

• If you process credit card purchases for your customers, please call us today.

Safe Deposit Boxes Information

• Range of sizes at main and branch location
• Annual rental
• Drill fee for lost key