About Us

President’s Message

As President and CEO, it is my pleasure to welcome you to the Farmers and Merchants Bank website.  We are proud to be a locally owned and operated community bank with over 75 years of service to Screven County and the surrounding area.  Although we offer nearly all of the modern products and services customers have come to expect, it is our people at F&M that make the difference.  Our team strives to exceed our customer’s expectations in everything we do.  Our bankers are invested in getting to know customers at an authentic relationship level and making them feel like family.  If you are a current customer, “Thank You” for your banking business.  If you would like to make the switch to F&M, please give us a call or better yet stop by and talk with us.

We want to be your bank!

Hoke Reeves, President and CEO


Farmers and Merchants Bank was founded in 1946 by a group of local business leaders with the mission of serving the financial needs of the citizens and businesses of Screven County.  Much has changed since first opening our doors in 1946, but the commitment to providing a high level of personalized service and building long term relationships with the customers we serve remains the same.  Over the years we have invested in both people and technology to ensure our customers have unparalleled access to both excellent service and great products.

Why Bank With Us

As a locally owned independent community bank, Farmers and Merchants has the unique ability to respond quickly and make local decisions to customize solutions for each customer rather than larger regional banks one size fits all approach.  At Farmers and Merchants, we put our customers first and strive to meet the banking and financial needs of our community and customers a little different than most.  Our “Relationship Banking” model demonstrates our operating belief of providing a personalized approach to banking.  We are not a transaction-based bank but a bank focused on building relationships and trust with our customers. It’s the way we do business and that’s what sets us apart.
We are truly a community bank focused on you!

Community Commitment

Farmers and Merchants has a long history of community involvement.  We believe in giving back to the community by supporting numerous charitable, civic, and educational initiatives which benefits the people we serve.  We are committed to helping improve the quality of life in our community by volunteering time, devoting resources, and helping sponsor events to support Screven County.  Our commitment to help enrich lives and build a strong community is a cornerstone of our identity at F&M and we will continue to do our part.


Hoke Reeves, III  -  President/CEO
Andy Clifton  -  SVP Operations/Lending
Jean Potter  -  VP/Branch Manager
Angie Johnson  -  VP/Lending
Beth Scott  -  VP/Deposit Operations

Find UsLocations & Hours Call Usat our 3 locations Email Uswith general questions Friend Uson Facebook

Next Section

Back to Top

Internet Explorer 11 is outdated. For improved security and optimized performance we highly recommend upgrading your browser. ChromeFirefoxEdge