Online Services

Online Banking

You can access your checking, savings, certificates of deposits, or loans to verify balances and transfer money between accounts.

Contact Us to Enroll Now


You are notified each month that your monthly statement is available in your Online Banking profile.

Click Here to learn how to enroll

Mobile Banking

Manage your money from wherever you are. Use your mobile device to check balances, view account history, check balances, pay bills, and make mobile deposits.

APP STORE  Google Play

Mobile Deposits

You can deposit checks with your mobile device! Can't make it to a branch? Need to get those funds in today? Use your F&M Mobile App to deposit your checks.

Bill Pay

With Bill Pay you'll have access to these great features:

  • Pay from multiple checking accounts. Choose which checking account to pay your bills from.
  • Make recurring payments. Eliminate the hassle of paying your monthly bills by setting up recurring payments - a great option for payments that don't change month-to-month - such as your car payment or mortgage.
  • See it all at a glance. The Payment Center lets you make payments and view pending payments and recent payments all on the same screen.
  • Pay your bills online 24 hours a day, 7 days a week.
  • Pay your bills today, next week, or while on vacation.
  • Cash flow control.
  • Ability to accept electronic bills.
  • Send payments not only to a company but a person.
  • Save time and postage.

Enrollment and Access through Online Banking

  1. Login to Online Banking and select Bill Payment.
  2. Click Add a Company or Person
  3. You will be taken to the Bill Pay main screen to setup your bills.
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