Personal Loans

Wherever you are in life, and whatever your needs, we work for you to find the best solution for your needs! At Farmers & Merchants Bank, we make all our decisions locally – right here at home. You talk directly to the decision maker, so lending decisions go deeper than the numbers.

Installment Loans


Debt consolidation? Unexpected expenses? Need some extra cash? Don’t pay high credit card rates! Look to us for a fixed rate secured loan, designed just for you!

Auto/Recreational Loans


Looking for a New or Used vehicle? How about a Boat, RV, or Tractor? Contact us for competitive rates!

CD Secured Loans


We offer highly competitive CD Secured Loans. This is a great option to access your cash when you need it without losing equity in your CD.

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